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Nick Shanagher

Your Employees Are Already Using AI: Five Rules Every SME Needs

Your employees may already be using AI to draft emails, prepare proposals, research competitors and create marketing content. Used well, it can save time and improve productivity. Used carelessly, it can expose confidential information, produce inaccurate advice and damage customer trust.

This article sets out five practical rules every SME should follow, from protecting sensitive data and checking outputs to approving tools and using AI to solve defined business problems.

The World Has Changed Faster Than Most SMEs — Have You?

The pace of global change is accelerating, and many established SMEs are still operating on assumptions that no longer hold. This article explores why past success is no longer a reliable guide, how hidden fragilities can slow growth, and why clearer diagnosis and earlier adaptation are now critical for maintaining relevance and performance.

Gen Z’s Business Boom: Why Today’s Young Entrepreneurs Need Smarter Support

Gen Z business founders are launching UK businesses in record numbers, but many are falling into common traps: poor planning, cashflow mistakes, and pricing errors. This article explores the latest findings from the Markel Direct UK survey and outlines how UKBA advisors can offer tailored support to help young entrepreneurs turn ideas into impact.