Many SMEs are facing financial pressure as costs rise and lenders tighten access to credit. This article by UKBA advisor Rich Olsen explains how survival and turnaround funding can help businesses stabilise and rebuild. Learn how to identify the right type of finance, act early, and strengthen your company’s long-term resilience.
Funding
How to Fund Growth in 2025: Smart SME Finance Strategies for a Shifting Market
The business funding market has changed dramatically since 2020. Traditional lending is tighter, costs are rising and new finance products are multiplying. In this article, UK Business Advisor Rich Olsen outlines how SME leaders can develop smarter funding strategies in 2025. Learn how to match the right finance to your goals, avoid costly delays, and build resilience through a diversified funding mix.
Supporting UK SMEs Through Tough Times: What’s Changed and What Still Needs to Happen
Despite government efforts to tackle late payments and high costs, UK SMEs are still feeling the squeeze. This article outlines what’s working, what’s not and what business owners can do now to protect cashflow, reduce costs and unlock growth.
Innovate UK’s “Simpler” Funding Pathway: Why SMEs Still Need Expert Guidance
Innovate UK says it is simplifying funding access. But for SMEs, tighter word limits, long delays, inconsistent assessments and fierce competition make applications tougher than ever. UKBA advisors explain why expert guidance is now essential to secure success.
How to Win Innovate UK Smart Loan Funding: A Guide for SME Innovators and Advisors
Applying for Innovate UK Smart Loan funding is a complex process but it can unlock up to £2 million for early-stage technology businesses. This guide shows how UKBA advisors help applicants stand out in a highly competitive system and why collaboration, financial insight and strategic thinking are key to winning.
7 next steps if you’ve been rejected for business finance
In a perfect world, every business would secure its funding choice immediately without a hitch. However, this is often not the case. Lenders and investors have set criteria they stick to when considering businesses, and not everyone will meet them. Funding isn’t an...
When to seek business funding
External funding plays a vital role in any business, allowing you to overcome challenges, fuel growth and maintain financial stability. Despite this, many SMEs do not understand the significance of finance, with a British Business Bank report finding only 33% used...
Turnaround Finance
Many businesses go through periods of uncertainty, whether it be issues with management, money, quality or anything else. During the struggle, you will likely see unfavourable effects on your enterprise, such as falling revenue, losses, low customer...
Guidance Note – Moratorium
A new Act, The Corporate Insolvency and Governance Act 2020 (“CIGA”) came into force on 26 June 2020 together with the introduction of a freestanding Company Moratorium to the UK corporate insolvency regime. What is a Company Moratorium? It is a stand-alone...