UK Business Advisors (UKBA) believes that Time to Pay has been a major help to small businesses, and is concerned that its withdrawal will threaten the survival of many small businesses, just at the time that the economy is looking to them to help pull the country out...
turbulent economic times
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How to Fund Growth in 2025: Smart SME Finance Strategies for a Shifting Market
Business funding in 2025 isn’t just about what’s available: it’s about finding the right kind of finance for your business. After several turbulent years, the UK funding market is stabilising, but looks very different. Traditional bank lending remains cautious, while...
Don’t Wait for Government Fixes — Cut Costs Through Smarter Buying Now
Why It Matters to SMEs The Government’s SME support plan promises a mix of cheaper energy, lighter regulation, and lower business rates. But for most small and medium-sized businesses, these changes are distant, partial and uncertain. Energy price caps don’t apply to...
Gen Z’s Business Boom: Why Today’s Young Entrepreneurs Need Smarter Support
The Start-Up Surge There’s a quiet revolution happening in British business. In the past five years, the number of UK companies started by Gen Z founders has risen by 695%. This generation isn’t waiting for a job offer. They are building their own futures. But...
Risk: The One Business Expense You Can’t Ignore
What Risk Really Means for SMEs It’s not just about cash flow. It’s about survival. Large companies and charities have been managing risk for decades. They’ve got policies, committees, and fallback options. But many small firms still think risk management is only for...
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